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You know, this columnist makes a pretty good case that things are pretty good economically for most Americans -- so quit bitching!

Cost of Using Credit Card

Don't have the cash for that new TV?  You can either save until you do or pay by credit card now. 

Use this calculator to compare these two purchase options.
 
debt or debt free sign
Cash or Credit Purchase
Cost of item you want to buy:
How much you can pay on your credit card each month
(check minimum box or enter a dollar amount):
credit card minimum payment
Annual Credit Card Interest Rate: %
Annual Interest Rate Your Savings Can Earn?: %