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2010 Withholding: Federal and State paycheck withholding.

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Compare Regular IRA and ROTH IRA
A regular IRA account allows you to put money in the account and defer paying taxes on your contributions.  Your contributions (and interest earned) will be taxed when you take the money out.  The theory is that in retirement you will likely be in a lower tax bracket.

In a Roth IRA, your contributions are included in your income and you pay taxes on those contributions now.  However, at retirement you pay no taxes on the money you withdraw.  So the original contribution, plus interest earned, can be withdrawn without paying taxes.
IRA Contributions
Annual Interest Rate 401k Fund Earns:
Monthly IRA Contribution:
Years until you retire:
Your current combined tax bracket (Federal and State):
Your expected retirement tax bracket (Federal and State):